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Flexible Repayment Plans. Whether you have a Title Loan in Phoenix, a Personal Loan in Phoenix,Installment Loan in California, a Title Loan in Tucson or a Personal Loan in Tucson, Cash Time recognizes the need to provide fast and easy cash loans in Arizona and California. We can structure your cash loan as either fully amortized or with interest only payments (for some Arizona loans). Cash Time will help you customize the perfect cash loan for you.

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Quick loans in ten minutes

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Quick loans in ten minutes

Payday lending, whether its online or storefront, is designed to get borrowers in for what they expect will be a quick fix to a financial problem, but will instead keep them in long-term, high-cost debt that will destabilize them financially and set them back substantially, said the Center For Responsible Lending's Ellen Harnick. When borrowers cant make payments, they often repay the loan they couldnt afford in the first place by taking out a new loan, a practice called churn.

According to the Center for Responsible Lending, churn accounts for 76 percent of all payday loans. In states that allow payday loans, regulators license lenders and set limits on how much money borrowers can receive, how often they can take out loans and what the interest rates can be.

Online lending operations like Plain Green are subject to none of those restrictions. For all of its problems, storefront payday lending at least occurs within a system of state licensing, Nick Bourke, a payday lending expert at the Pew Charitable Trusts, quick loans in ten minutes HuffPost. On average, online borrowers are charged an interest rate of about 650 percent, a full 261 percentage points above the national storefront payday lending average, according to a Pew Charitable Trusts report.

The average annual percentage rate on credit cards, for comparison, quick loans in ten minutes 15. 89 percent. Plain Greens interest rates top out at 378.

Quick loans in ten minutes